The Appraisal Process
Antique jewelry

Making appraisals of your antiques easy and honest!

Enjoy a thorough, honest appraisal at home today

My most popular appraisal method is conducted right in your home for your convenience! Simply call me to schedule your appointment, and we'll meet. My verbal appraisals are an affordable way to learning the true value of your antiques and relics. I specialize in all appraising all types of antiques:

  • Jewelry
  • Silver flatware
  • Dolls and figurines
  • China and porcelain
  • Advertisements
  • Original paintings
  • Toys
  • Furniture

I will spend at least an hour walking through your home or property to provide appraisals for your items of interest. I can provide written appraisals as well! These are important for insurance purposes, in determining the value of an estate, division of property, or for settling a dispute you may have.


Estate appraisals are usually of residential contents for the purpose of estate tax or equitable division of assets. Residential contents or personal property may include antiques, decorative and fine arts, silver, jewelry and household furnishings.

Antique furniture

Schedule your in-home appraisal with me today!

The estate appraisal will list a detailed written description of the items including country of origin if known, age, material, maker marks and any edition #s and/or model #s that are available. Dimensions of all items are documented. Measurements and weights of precious metals with calibrations for precious stones are submitted.


I then use the market comparison approach which analyzes recent sales records of comparable articles at major international and regional fine art auctions, trade shows and exhibitions, as well as prevailing prices at retail stores, web stores and galleries where the article may normally be traded. Adjustments are then made for each article which considers age, condition, rarity, artistic merit, technical workmanship, current trends and availability of an article as compared to such recent sales.


The estimate on an estate appraisal is Fair Market Value. Fair Market Value: is the price that property would sell for on the open market. It is the price that would be agreed on between a willing buyer and a willing seller, with neither being required to act, and both having reasonable knowledge of the relevant facts.


Since 1990 Ms. Zulkowski has served the legal community, estate executors, estate administrators and private individuals for their appraisal needs.


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